Ask lenders about deferment or hardship programs

Prioritize high-interest loans for early repayment

Stick to your payoff schedule to stay disciplined

Avoid borrowing for rapidly depreciating assets

Use side income to reduce loan principal faster

Estimate total interest using reliable online tools

Choose fixed-rate loans in a rising rate environment

Apply with lenders who disclose terms transparently

Watch out for predatory clauses in small business loans

Know how collateral affects secured loan terms

Structure loan use around income-generating assets

Understand the implications of missed payments

Set reminders for rate resets on variable loans

Bank of Ireland Personal Loan: Check everything you need to know

Communicate with lenders if facing payment difficulty

NAB Bank Personal Loan: Check everything you need to know

ANZ Personal Loan: Check everything you need to know

First Credit Home Loan: Check everything you need to know

Zopa Personal Loan: Check everything you need to know

CIBC Personal Loan: Check everything you need to know

Fairstone Personal Loan: Check everything you need to know