Structure loan use around income-generating assets

Understand the implications of missed payments

Set reminders for rate resets on variable loans

Bank of Ireland Personal Loan: Check everything you need to know

Communicate with lenders if facing payment difficulty

NAB Bank Personal Loan: Check everything you need to know

ANZ Personal Loan: Check everything you need to know

First Credit Home Loan: Check everything you need to know

Zopa Personal Loan: Check everything you need to know

Adjust your budget when taking on new loan payments

CIBC Personal Loan: Check everything you need to know

Fairstone Personal Loan: Check everything you need to know

LightStream Kitchen Remodel Loan: Check everything you need to know

Maintain clear documentation throughout loan life

Use bridge loans for short-term needs only

Repay early if there’s no penalty — and you can afford it

Track your DTI ratio to gauge borrowing capacity

Revisit student loan terms during life changes

Structure repayment to align with cash flow cycles

Check loan insurance policies for unnecessary extras

Avoid balloon payments without a solid exit plan